Loan applications are subject to thorough examination and analysis before being offered to investors.

Of the hundreds of loan applications received each year, a select few make it to the final stages.  We only grant mortgage loans that are in accordance with our strict, conservative lending strategy:

• Project Overview – an analysis of the location, marketability, and demographics are used to gauge the project’s overall viability
• Borrower’s Equity / Collateral – by loan to value ratios (LVR = mortgage/current value)
• Corporate and Personal Guarantees
• Character of the Borrower – preferred Borrower’s are well established in the community, have a good track record, proven successful operations and adequate net worth.
• Viable Exit Strategy