Q: How long has Axcess Capital been in business?
A: Axcess Capital was established in 2002. The principals of Axcess have been mortgage bankers since 1978.
Q: What are the benefits of investing in mortgages?
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- The security of the investment is real property (real estate, or "dirt"). Unlike stocks, commodities or other volatile investment vehicles, mortgage investments are secured by real estate. That means you can actually drive by it, see it, stand on it and touch it, and for the most part it will be in the same spot tomorrow as it is today. In other words, “DIRT” is tangible and real, unlike many mutual funds and stocks.
- The return on your investment is typically at a higher yield than most traditional investments such as bonds and stocks.
- Monthly cash flow / income.
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Q: What is the minimum investment?
A: The minimum investment in our MIC is $10,000. Investments of $100,000 or more are usually required to invest in a direct mortgage.
Q: What is the term on most loans?
A: Most loans are generally short term (12 to 36 months).
Q: What is the average return paid to investors?
A: The average interest rate paid on loans originated by Axcess has been between 8% and 12%.
Q: Why would a borrower choose Axcess versus a bank?
A: We offer greater flexibility in the underwriting of real estate projects than traditional banking institutions.
Q: What fees am I charged as an investor?
A: We do not charge our investors any fees to invest in our MIC or to participate in a mortgage. Axcess earns fees from the borrower for placing, administering and servicing the mortgage loans.
Q: When is the interest paid?
A: Interest is paid monthly, or you may also choose to reinvest the earnings into additional shares of our MIC.
Q: Can interest payments be deposited directly into my bank account?
A: For investor ease and convenience, we prefer to directly deposit to the bank account of your choice. If your investment is made through an RRSP, RRIF, or LIRA then funds are sent directly to the institution that holds your plan.
Q: How can I start investing though Axcess?
A: Call us at 403.225.4575 to speak with an Investment Representative, or email us at info@axcesscapital.com.
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